The number of people who participate in pension insurance has now exceeded one billion. People take pension as the source of life when they lose their working ability due to their age in the future. But pension insurance treatment is not only pension, what after all, let's look at it together.

Pension treatment at retirement

The retirement conditions are three 1. The retirement age is legal. 2. The total payment is over 15 years. 3。 Handle retirement procedures. After satisfying these three conditions, we can collect pension.

If the cumulative contribution is less than 15 years when the legal retirement age is reached, the basic pension shall be charged monthly if the payment is less than 15 years; It can also be transferred into new rural social pension insurance or urban residents' social endowment insurance, and enjoy corresponding pension insurance treatment in accordance with the rules of the State Council.

In case of death due to illness or non work, the bereaved family members can receive funeral subsidies and pension

The treatment of work-related death is paid by work-related injury insurance, which cannot be charged repeatedly. Therefore, the pension insurance treatment only includes the condition of death due to illness or non work. Let's take Beijing as an example

Pension: according to the rules of Beijing Municipality, the enterprise employees and retirees who died due to illness or non work should be provided with relief for their immediate family members. According to the number of their immediate family members, they should be given relief for 6 months, 9 months and 12 months respectively, which is equivalent to the salary of the deceased. The salary of the deceased refers to the minimum salary of the city at the time of death.

Funeral expenses: Beijing implements the method of lump sum use of funeral subsidies. Regardless of the position level, the funeral expenses of the staff will be adjusted to 5000 yuan, which will be distributed to the family of the deceased staff to co-ordinate the expenses related to the funeral and parting.

The benefits of participating in the endowment insurance increase every year

Due to the rise of employees' salaries and prices in society, the state will set up an adjustment mechanism of pension and improve the treatment level of pension insurance every year. According to the current rules, the annual pension increases by at least 50% or 60%, and those who pay more increase more.

The purpose of social security is to resist the most fundamental danger. Endowment insurance is an important income for ordinary people when they are old. With the increase of age, we expect our friends to pay attention to it.